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Find Mortgage Refinance Companies in Mishawaka, IN
Directory of mortgage refinance companies in Mishawaka, Indiana. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Mishawaka, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 8 mortgage refinance companies in Mishawaka, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Patrick Guibert - Loan Officer, Fairway Home Mortgage
115 S Main St Suite 205, Mishawaka, IN 46544
5742862996
Attea Alexander at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
8777731226
GVC Mortgage - South Bend
605 W Edison Rd suite e, Mishawaka, IN 46545
5748620050
Jennifer Lehman, CrossCountry Mortgage, LLC
104 W 3rd St, Mishawaka, IN 46544
5742383941
Amy Houk at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
5746662501
Jonathan McKinnies at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
5743787068
A mortgage refinance company in Mishawaka Indiana helps homeowners replace their existing home loan with a new one. Indiana law requires lenders to provide a Loan Estimate within three business days of application. Local Mishawaka companies understand the St. Joseph County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Mishawaka Cost?
Typical costs for a mortgage refinance in Indiana include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs in Mishawaka usually range from 2% to 5% of the loan principal. Costs vary by lender, loan size, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Mishawaka Indiana?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Indiana lenders also require proof of homeowners insurance. The exact list depends on your loan type and the lender.
How long does a mortgage refinance take in Indiana?
A standard refinance in Indiana usually takes 30 to 45 days from application to closing. Indiana law gives you a three-day right of rescission after signing, which adds a few days to the timeline.
Are there Indiana specific rules for refinancing a mortgage?
Yes, Indiana follows federal RESPA and TILA rules. Indiana also requires lenders to be licensed through the Indiana Department of Financial Institutions. Some local programs may offer reduced fees for owner-occupied homes.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.