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Find Mortgage Refinance Companies Near You in Mishawaka, IN

Looking for a mortgage refinance company in Mishawaka? Review the directory below to compare your options.

8 agents listed
Updated June 2026
Mishawaka, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Indiana before hiring.
Showing 8 mortgage refinance companies in Mishawaka, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jonathan McKinnies at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
(574) 229-2029 crosscountrymortgage.com
Marty Ferguson - Fairway Independent Mortgage Corporation Mortgage Advisor
12415 McKinley Hwy, Mishawaka, IN 46545
(574) 544-6610
Patrick Guibert - Loan Officer, Fairway Home Mortgage
115 S Main St Suite 205, Mishawaka, IN 46544
(574) 286-2996 fairway.com
Attea Alexander at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
(877) 773-1226 atteaalexander.com
GVC Mortgage - South Bend
605 W Edison Rd suite e, Mishawaka, IN 46545
(574) 862-0050 gvcmortgage.com
Jennifer Lehman, CrossCountry Mortgage, LLC
104 W 3rd St, Mishawaka, IN 46544
(574) 238-3941 crosscountrymortgage.com
Amy Houk at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
(574) 666-2501 ccm.com
Jonathan McKinnies at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
(574) 378-7068 ccm.com

A mortgage refinance company in Mishawaka Indiana helps homeowners replace their existing home loan with a new one. Indiana law requires lenders to provide a Loan Estimate within three business days of application. Local Mishawaka companies understand the St. Joseph County housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Mishawaka Cost?

Typical costs for a mortgage refinance in Indiana include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs in Mishawaka usually range from 2% to 5% of the loan principal. Costs vary by lender, loan size, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Mishawaka Indiana?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Indiana lenders also require proof of homeowners insurance. The exact list depends on your loan type and the lender.
How long does a mortgage refinance take in Indiana?
A standard refinance in Indiana usually takes 30 to 45 days from application to closing. Indiana law gives you a three-day right of rescission after signing, which adds a few days to the timeline.

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