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Compare Mortgage Refinance Companies in Granger, IN

Browse mortgage refinance companies serving Granger, Indiana. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Granger, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 2 mortgage refinance companies in Granger, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Bauman - Old National Bank
7030 Heritage Square Dr, Granger, IN 46530
5742716432
PNC Mortgage
6940 N Main St, Granger, IN 46530
5742374751

A mortgage refinance company in Granger Indiana helps homeowners lower their interest rate or change loan terms. Indiana law requires lenders to provide a Loan Estimate within three business days of application. Local Granger borrowers can benefit from refinancing to adjust for changing property values in St. Joseph County.

What Does a Mortgage Refinance Company in Granger Cost?

Typical costs for a mortgage refinance in Indiana include an appraisal fee of 400 to 600 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Third-party fees like credit report charges and recording fees add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Granger Indiana?
You typically need recent pay stubs, tax returns, bank statements, and a property appraisal. Indiana lenders may also require a copy of your current mortgage note and proof of homeowners insurance.
How long does a mortgage refinance take in Indiana?
A standard refinance in Indiana usually takes 30 to 45 days from application to closing. The timeline can vary based on appraisal scheduling and lender workload in the Granger area.
Are there Indiana-specific rules for refinancing?
Yes. Indiana law limits prepayment penalties on most residential mortgages. Lenders must also disclose the annual percentage rate clearly. Indiana does not require a cooling-off period after closing for refinances.