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Find Mortgage Refinance Companies in Sycamore, IL

Compare mortgage refinance companies in Sycamore. Review contact information and insurance categorys before you decide.

7 agents listed
Updated June 2026
Sycamore, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 7 mortgage refinance companies in Sycamore, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Source One Mortgage Inc
207 W State St Unit B, Sycamore, IL 60178
(815) 899-5626 s1mtg.com
Old Second National Bank
1810 DeKalb Ave, Sycamore, IL 60178
(877) 866-0202 oldsecond.com
Todd Madden Source 1 Mortgage
1430 DeKalb Ave, Sycamore, IL 60178
(815) 342-0355 blink.mortgage
Compeer Financial
1350 W Prairie Dr, Sycamore, IL 60178
(815) 756-3440 compeer.com
Stephanie Baumbach - Old National Bank
230 W State St, Sycamore, IL 60178
(815) 712-6237 associates.oldnational.com
Chris Heyob - Mortgage Loan Officer
1810 DeKalb Ave, Sycamore, IL 60178
(815) 895-4498 local.oldsecond.com
First Centennial Mortgage
1959 DeKalb Ave, Sycamore, IL 60178
(815) 758-5800

A mortgage refinance company in Sycamore, Illinois can help you lower your interest rate or change your loan term. Illinois law requires lenders to provide a clear Loan Estimate within three business days of your application. Local companies understand the DeKalb County housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Sycamore Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title insurance of $500 to $1,000. Closing costs generally total 2% to 5% of the loan principal. These figures are estimates and your actual costs will vary by lender, loan type, and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Sycamore?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Illinois?
A typical refinance in Illinois takes 30 to 45 days from application to closing. This timeline can vary based on your lender, appraisal scheduling, and Illinois regulatory requirements.
Are there Illinois-specific laws for mortgage refinancing?
Yes, Illinois has a three-day right of rescission for most refinances, allowing you to cancel the loan without penalty. Lenders must also follow the Illinois Mortgage Foreclosure Law if you face default.

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