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Mortgage Refinance Companies in South Holland, IL

Looking for a mortgage refinance company in South Holland? Review the directory below to compare your options.

2 agents listed
Updated May 2026
South Holland, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 mortgage refinance companies in South Holland, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
434 E 162nd St, South Holland, IL 60473
7085963810
John Byrd: Primerica - Financial Services
900 E 162nd St Ste 211, South Holland, IL 60473
7732340899

A mortgage refinance company in South Holland Illinois helps homeowners lower their interest rate or change loan terms. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application. South Holland residents can work with local lenders who understand Cook County property values and tax rules.

What Does a Mortgage Refinance Company in South Holland Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in South Holland often range from 2,000 to 5,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in South Holland?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a recent property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois specific rules for refinancing?
Yes. Illinois requires lenders to disclose all fees in a Loan Estimate form. The state also has a three day right of rescission for most refinances, giving you time to cancel after signing.