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Find Mortgage Refinance Companies Near You in Silvis, IL
Compare mortgage refinance companies in Silvis. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Silvis, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 mortgage refinance companies in Silvis, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Family Credit Union
1600 John Deere Expy, Silvis, IL 61282
5633888328
IH Mississippi Valley Credit Union
685 Avenue of the Cities, Silvis, IL 61282
3097936200
A mortgage refinance company in Silvis Illinois helps homeowners replace their existing home loan with a new one. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Silvis residents can use refinancing to lower their interest rate, change loan terms, or access home equity.
What Does a Mortgage Refinance Company in Silvis Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These figures vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Silvis Illinois?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a valid photo ID and a property appraisal.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois specific laws for mortgage refinancing?
Yes. Illinois has a three business day right of rescission for most refinances. This means you can cancel the loan for any reason within three days after signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.