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Directory of mortgage refinance companies in Shorewood, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Shorewood, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 mortgage refinance companies in Shorewood, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wintrust Mortgage
931 Brook Forest Ave, Shorewood, IL 60404
8156097785
Chase Home Lending
906 W Jefferson St, Shorewood, IL 60404
8327730444
BMO Harris Bank Mortgage
709 W Jefferson St, Shorewood, IL 60404
8883402265
Mortgage refinance companies in Shorewood, Illinois help homeowners lower their interest rate, change loan terms, or access home equity. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local Shorewood residents can work with companies that understand Will County property values and Illinois foreclosure laws.
What Does a Mortgage Refinance Company in Shorewood Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,200. Other costs may include credit report fees, recording fees, and escrow setup. Total closing costs often range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Shorewood?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders may also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if title issues arise in Will County records.
Are there Illinois specific rules for refinancing a mortgage?
Yes. Illinois law requires lenders to give you a three day right of rescission after closing on a refinance of your primary home. Also, Illinois has strict anti predatory lending rules that limit certain fees and loan terms.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.