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Find Mortgage Refinance Companies in Scott AFB, IL

Compare mortgage refinance companies in Scott AFB. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Scott AFB, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 mortgage refinance companies in Scott AFB, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veterans United Home Loans Scott AFB
735 Seibert Rd #3, Scott AFB, IL 62225
6187464699
Veterans United Home Loans Scott AFB
735 Seibert Rd #3, Scott AFB, IL 62225
6187464699

Mortgage refinance companies in Scott AFB Illinois help homeowners adjust their loan terms or lower their interest rates. Illinois law requires lenders to provide clear disclosures and a three day rescission period for most refinances. Local companies understand the unique needs of military families stationed at Scott Air Force Base.

What Does a Mortgage Refinance Company in Scott AFB Cost?

Typical costs for a mortgage refinance in Illinois include an appraisal fee of 300 to 600 dollars and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs often total 2 to 5 percent of the loan principal. Title insurance and recording fees add several hundred dollars. These figures are general estimates. This information is not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Scott AFB?
You typically need pay stubs tax returns bank statements and proof of homeowners insurance. Military borrowers may also need a copy of their Leave and Earnings Statement. Requirements vary by lender.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if documents are incomplete. Illinois law does not set a specific time limit for the process.
Are there special refinance programs for military in Illinois?
Yes the VA Interest Rate Reduction Refinance Loan is available for eligible veterans and active duty members. This program can lower your rate with limited paperwork. Illinois also offers property tax relief for disabled veterans.