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Find Mortgage Refinance Companies in Romeoville, IL
Browse mortgage refinance companies serving Romeoville, Illinois. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Romeoville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 mortgage refinance companies in Romeoville, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Abri Credit Union
1350 Renwick Rd, Romeoville, IL 60446
8152677700
Chase Home Lending
399 S Weber Rd, Romeoville, IL 60446
7739643204
Chase Mortgage
50 Phelps Ave, Romeoville, IL 60446
8158869595
A mortgage refinance company in Romeoville Illinois helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application and allows a three day rescission period for most refinances.
What Does a Mortgage Refinance Company in Romeoville Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Romeoville Illinois?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A typical refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if the property appraisal is slow or if additional documents are needed.
Are there Illinois specific taxes or fees when refinancing?
Illinois charges a mortgage recording fee of approximately 0.50 to 0.75 per 100 dollars of the loan amount. Some counties also have a transfer tax. These costs are paid at closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.