ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Oak Park, IL
Compare mortgage refinance companies in Oak Park. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Oak Park, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 9 mortgage refinance companies in Oak Park, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jody Gerut: Prosperity Home Mortgage
101 N Oak Park Ave, Oak Park, IL 60301
6303022700
OneMain Financial
118 N Oak Park Ave, Oak Park, IL 60301
7083866272
Olympus Mortgage, Inc.
1144 Lake St Suite 208, Oak Park, IL 60301
7735907336
Mortgage Resource Group Inc
6821 W North Ave Suite 201, Oak Park, IL 60302
7084525151
JuWaun Hampton - Chase Home Lending Advisor - NMLS ID 2282807
1048 Lake St, Oak Park, IL 60301
7085801078
Chase Home Lending
1048 Lake St, Oak Park, IL 60301
7085801078
Kenmore Capital Corporation
1010 Lake St Suite 200, Oak Park, IL 60301
8882631231
US Bank Mortgage
11 Madison St, Oak Park, IL 60302
8008722657
US Bank Mortgage
104 N Oak Park Ave #201, Oak Park, IL 60301
8008722657
Mortgage refinance companies in Oak Park Illinois help homeowners adjust loan terms or lower interest rates. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application. Oak Park residents may also benefit from local property tax considerations when refinancing.
What Does a Mortgage Refinance Company in Oak Park Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs often total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Oak Park?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a government-issued ID and a property appraisal.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois laws that protect me when refinancing?
Yes. Illinois has a three-day right of rescission for most refinances, allowing you to cancel without penalty. Lenders must also follow the Illinois Residential Mortgage License Act.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Oak Park who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.