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Find Mortgage Refinance Companies Near You in Mt Prospect, IL

Directory of mortgage refinance companies in Mt Prospect, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

8 agents listed
Updated May 2026
Mt Prospect, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 mortgage refinance companies in Mt Prospect, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
J C Financial
1190 Elmhurst Rd # 202, Mt Prospect, IL 60056
8478065005
Tory Tarsitano at Crosscountry Mortgage
701 W Golf Rd #1, Mt Prospect, IL 60056
7734302400
Lincolnwood Mortgage Services Inc
832 E Rand Rd STE 16, Mt Prospect, IL 60056
8476741600
Mortgage Marketplace
510 W Northwest Hwy, Mt Prospect, IL 60056
8477374747
Millennium Mortgage Services
411 E Business Center Dr # 116, Mt Prospect, IL 60056
8478139693
Ron Farina at CrossCountry Mortgage
701 W Golf Rd #1, Mt Prospect, IL 60056
2392063212
US Bank Mortgage
940 E Rand Rd, Mt Prospect, IL 60056
8008722657
David Winfrey - Chase Home Lending Advisor - NMLS ID 20253
2 W Northwest Hwy, Mt Prospect, IL 60056
8477701484

A mortgage refinance company in Mt Prospect Illinois helps homeowners replace their existing home loan with a new one. Illinois law requires lenders to provide a Loan Estimate within three business days of application. This allows you to review terms and costs before committing to a refinance.

What Does a Mortgage Refinance Company in Mt Prospect Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally total 2 to 5 percent of the loan principal. These are general estimates and actual costs vary by lender and property. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance my mortgage in Mt Prospect Illinois?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a valid government ID and a property appraisal.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there any Illinois specific laws for mortgage refinancing?
Yes. Illinois has a three business day right of rescission for most refinances, meaning you can cancel the loan without penalty. Lenders must also follow the Illinois Residential Mortgage License Act.