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Find Mortgage Refinance Companies Near You in Mendota, IL

Looking for a mortgage refinance company in Mendota? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Mendota, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 9 mortgage refinance companies in Mendota, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First State Bank - Main Office
706 Washington St, Mendota, IL 61342
(815) 538-2265 firststatebank.biz
Eureka Savings Bank
1300 13th Ave, Mendota, IL 61342
(815) 539-5656 eurekasavings.com
Midland States Bank
609 8th Ave Suite B, Mendota, IL 61342
(815) 539-9346 locations.midlandsb.com
Edward Jones - Financial Advisor: Clint M O'Brien, CFP®
609 Main St Ste B, Mendota, IL 61342
(815) 539-2309 edwardjones.com
Chris Eller The Retirement Specialists
801 Jefferson St, Mendota, IL 61342
(815) 539-3437 chris-eller.com
Edward Jones - Financial Advisor: Will McLachlan, CFP®
609 Main St Ste B, Mendota, IL 61342
(815) 539-2309 edwardjones.com
Myah Boelk - COUNTRY Financial Agent
812 Washington St, Mendota, IL 61342
(815) 539-3441 agents.countryfinancial.com
Raymond James Financial Services
801 Washington St, Mendota, IL 61342
(815) 539-9346 raymondjames.com
Myah Boelk - COUNTRY Financial Agent
306 W 7th Ave, Mendota, IL 61342
(815) 539-3441 agents.countryfinancial.com

Mortgage refinance companies in Mendota, Illinois help homeowners adjust their loan terms or lower their interest rates. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application. Local Mendota residents often refinance to take advantage of changing rates or to switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Mendota Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Mendota?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a valid photo ID and a property appraisal.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois laws that protect me when refinancing?
Yes, Illinois has a three-day right of rescission for most refinances, allowing you to cancel the loan without penalty. Lenders must also follow the Illinois Mortgage Foreclosure Law if issues arise.

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