Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 mortgage refinance companies in Lake Zurich, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dovenmuehle Mortgage
1 Corporate Dr Ste 360, Lake Zurich, IL 60047
8006694268
Fairway Independent Mortgage Corporation
444 S Rand Rd Ste 303, Lake Zurich, IL 60047
8474879915
Chase Mortgage
One First bank Plaza, 444 S Rand Rd, Lake Zurich, IL 60047
8477264410
Mortgage, Bank of America
790 W Main St, Lake Zurich, IL 60047
2242283709
PNC Mortgage
111 N Quentin Rd, Lake Zurich, IL 60047
8475404523
Kevin Steermann - Chase Home Lending Advisor - NMLS ID 1374729
455 S Rand Rd, Lake Zurich, IL 60047
6304428918
What Does a Mortgage Refinance Company in Lake Zurich Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Lake Zurich?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois laws that affect mortgage refinancing?
Yes, Illinois has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, lenders must follow the Illinois Residential Mortgage License Act.