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Directory of mortgage refinance companies in Kankakee, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Kankakee, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 mortgage refinance companies in Kankakee, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
105 E Court St, Kankakee, IL 60901
8153481996
World Finance
6 Meadowview Center, Kankakee, IL 60901
8159291652
Heights Finance
70 Meadowview Center # 402, Kankakee, IL 60901
8152696356
OneMain Financial
1010 N 5th Ave, Kankakee, IL 60901
8159326781
Peoples Bank of Kankakee
333 E Court St, Kankakee, IL 60901
8159367600
PNC Mortgage
1 Dearborn Square, Kankakee, IL 60901
8159353600
Mortgage refinance companies in Kankakee Illinois help homeowners lower their interest rates or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Kankakee County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Kankakee Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $600, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These figures are general information and do not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Kankakee?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A typical refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois laws that protect me during refinancing?
Yes. Illinois has a three-day right of rescission for most refinances, meaning you can cancel within three business days after signing. Lenders must also follow the Illinois High Risk Home Loan Act for certain loan types.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.