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Find Mortgage Refinance Companies Near You in Huntley, IL

Directory of mortgage refinance companies in Huntley, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Huntley, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 mortgage refinance companies in Huntley, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Todd Helmick Team - Powered by Cornerstone First Mortgage
12121 Talamore Blvd, Huntley, IL 60142
8479610376
Al Martinez Mortgage Broker, Huntley
10417 Dawson St, Huntley, IL 60142
8477075300
Chase Home Lending
12130 Princeton Dr, Huntley, IL 60142
2244543337

Mortgage refinance companies in Huntley, Illinois help homeowners lower their interest rates or change loan terms. Illinois law requires lenders to provide a clear disclosure of fees within three business days of application. Huntley residents can work with local brokers who understand the Kane County real estate market and state-specific regulations.

What Does a Mortgage Refinance Company in Huntley Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $500 to $1,000. Closing costs in Huntley often total 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Huntley Illinois?
You typically need pay stubs, tax returns, bank statements, and a copy of your current mortgage. Illinois lenders also require a government-issued ID and proof of homeowners insurance.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise in Kane County records.
Are there Illinois laws that protect me when refinancing?
Yes, Illinois has a three-day right of rescission for most refinances, allowing you to cancel without penalty. Lenders must also follow the Illinois Residential Mortgage License Act and provide a Good Faith Estimate of costs.