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Browse mortgage refinance companies serving Harvard, Illinois. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Harvard, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 mortgage refinance companies in Harvard, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward Jones - Financial Advisor: Megan R Kirchner, AAMS®
100 S Ayer St unit D, Harvard, IL 60033
8157701028
Edward Jones - Financial Advisor: Eric N Thornburg, AAMS®|CRPC™
200 W Front St Suite D, Harvard, IL 60033
8159430721
Raymond James Financial Services
355 S Division St, Harvard, IL 60033
8159432615
Mortgage refinance companies in Harvard, Illinois help homeowners lower their interest rates or change loan terms. Illinois law requires lenders to provide a clear disclosure of fees and terms within three business days of application. Local companies understand the McHenry County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Harvard Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs often total 2% to 5% of the loan principal. For a $200,000 loan, expect costs between $4,000 and $10,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Harvard Illinois?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal and a credit check. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. Your lender will provide a timeline estimate at the start.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.