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Compare Mortgage Refinance Companies in Hampshire, IL
Browse mortgage refinance companies serving Hampshire, Illinois. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Hampshire, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 mortgage refinance companies in Hampshire, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lifestone Mortgage Corporation
242 S State St, Hampshire, IL 60140
8479943000
Epic Mortgage
113 W Oak Knoll Dr, Hampshire, IL 60140
8889863742
A mortgage refinance company in Hampshire, Illinois helps homeowners replace their current home loan with a new one. This can lower monthly payments or change loan terms. Illinois law requires lenders to provide clear disclosures under the Illinois Residential Mortgage License Act.
What Does a Mortgage Refinance Company in Hampshire Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $500 to $1,000. Closing costs usually range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the benefit of refinancing a mortgage in Hampshire Illinois?
Refinancing can lower your interest rate or reduce your monthly payment. It can also help you switch from an adjustable rate to a fixed rate loan. Homeowners in Hampshire often refinance to access home equity for improvements.
How long does a mortgage refinance take in Illinois?
A typical refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. Illinois law does not set a specific time limit for the process.
What documents do I need to refinance a mortgage in Illinois?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders also require a property appraisal. Illinois law may require additional disclosures if you refinance a reverse mortgage.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.