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Compare Mortgage Refinance Companies in Granite City, IL
Looking for a mortgage refinance company in Granite City? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Granite City, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 mortgage refinance companies in Granite City, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GoCredit.me - Granite City
1537 Johnson Rd, Granite City, IL 62040
6184510595
1st MidAmerica Credit Union
3830 Nameoki Rd, Granite City, IL 62040
6182583168
David Anderson, Mortgage Broker
2245 Pontoon Rd, Granite City, IL 62040
6185307878
Mortgage refinance companies in Granite City, Illinois help homeowners replace their existing home loan with a new one, often to secure a lower interest rate or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application, giving borrowers clear cost details. Local companies understand the Granite City real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Granite City Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $300 to $500, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Granite City?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the appraisal takes longer.
Are there Illinois laws that protect me during refinancing?
Yes, Illinois has a three-day right of rescission for most refinances, allowing you to cancel the loan within three business days after signing. Lenders must also follow the Illinois Mortgage Foreclosure Law if issues arise.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.