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Looking for a mortgage refinance company in Fox Lake? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Fox Lake, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 mortgage refinance companies in Fox Lake, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
2 W Grand Ave Ste 102, Fox Lake, IL 60020
8475878202
Chase Mortgage
1382 N US Hwy 12, Fox Lake, IL 60020
8475871026
Roc L.O. mortgages
31 Montego Colony APT 6, Fox Lake, IL 60020
8474952772
PNC Mortgage
66 E Grand Ave, Fox Lake, IL 60020
8475870601
Mortgage refinance companies in Fox Lake, Illinois help homeowners adjust their loan terms or lower their interest rates. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local Fox Lake residents often refinance to take advantage of changing rates or to switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Fox Lake Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Fox Lake?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois specific rules for refinancing a mortgage?
Yes. Illinois law requires lenders to give you a three day right of rescission after signing. This means you can cancel the refinance for any reason within three business days without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.