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Compare Mortgage Refinance Companies in Edwardsville, IL
Looking for a mortgage refinance company in Edwardsville? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Edwardsville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 7 mortgage refinance companies in Edwardsville, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stanley Obrecht Jr - Homestead Financial Mortgage
1431 Lewis Rd, Edwardsville, IL 62025
3143931314
World Finance
1021 Century Dr, Edwardsville, IL 62025
6188001255
American Home Lending USA
240 S Buchanan St, Edwardsville, IL 62025
6186598500
Steve Lacefield, Mortgage Lender NMLS #1399315
222 E Park St Suite 400, Edwardsville, IL 62025
6186162166
Alberto Tirado At Brown- A Legacy of Home Lending NMLS 2068712
231 N Main St Suite 20, Edwardsville, IL 62025
6185930003
US Bank Mortgage
Edwardsville, IL 62025
8008722657
Mortgage Makers
Edwardsville, IL 62025
6186921470
Mortgage refinance companies in Edwardsville Illinois help homeowners lower their interest rates or change loan terms. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can guide you through the process and explain state-specific disclosure rules.
What Does a Mortgage Refinance Company in Edwardsville Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,200. Closing costs in Edwardsville usually range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Edwardsville Illinois?
You will need recent pay stubs, tax returns, bank statements, and a government ID. Illinois lenders also require proof of homeowners insurance. Gather these documents before applying to speed up the process.
How long does a mortgage refinance take in Illinois?
A typical refinance in Illinois takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there Illinois laws that affect mortgage refinancing?
Yes. Illinois requires lenders to be licensed under the Residential Mortgage License Act. The state also limits prepayment penalties on most loans. You have a three-day right of rescission after signing for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.