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Find Mortgage Refinance Companies in Des Plaines, IL

Compare mortgage refinance companies in Des Plaines. Review contact information and insurance categorys before you decide.

8 agents listed
Updated June 2026
Des Plaines, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 8 mortgage refinance companies in Des Plaines, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariana Kotzeva - Mutual Financial Corporation NMLS 228830
2860 S River Rd Ste 365, Des Plaines, IL 60018
(847) 375-0200 mutualfinancialcorp.com
Ania Kozera at Guaranteed Rate NMLS #2288732
2800 S River Rd #200, Des Plaines, IL 60018
(773) 636-4441 teamaniakozera.com
Mega Mortgage Services
1440 Lee St, Des Plaines, IL 60018
(773) 202-8311 megamortgageservices.com
Absolute Fianancial Solutions, d.b.a. Lendonia
2340 S River Rd Suite 120B, Des Plaines, IL 60018
(847) 954-2323 lendonia.com
Agatha Weisser- US Financial Ltd
636 S River Rd #100, Des Plaines, IL 60016
(847) 636-5500 usfltd.com
People's Choice Financial
1111 E Touhy Ave Suite 232, Des Plaines, IL 60018
(773) 282-4833 peopleschoicefinancial.com
RockBottom Mortgage LLC
960 Rand Rd #213, Des Plaines, IL 60016
(855) 219-4661 rockbottommortgage.com
Mortgage, Bank of America
1300 E Oakton St, Des Plaines, IL 60018
(224) 257-3326 bankofamerica.com

Mortgage refinance companies in Des Plaines Illinois help homeowners lower their interest rate or change loan terms. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application. Local refinance services can also guide you through Cook County recording fees and title requirements.

What Does a Mortgage Refinance Company in Des Plaines Cost?

Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount plus appraisal fees around 400 to 700 dollars and title insurance which can cost 500 to 1500 dollars. Cook County recording fees add about 100 to 300 dollars. These costs vary by case and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Des Plaines?
You typically need recent pay stubs tax returns bank statements and a valid ID. Illinois lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.

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