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Find Mortgage Refinance Companies Near You in Des Plaines, IL
Compare mortgage refinance companies in Des Plaines. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Des Plaines, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 mortgage refinance companies in Des Plaines, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Des Plaines Illinois help homeowners lower their interest rate or change loan terms. Illinois law requires lenders to provide a clear Loan Estimate within three business days of application. Local refinance services can also guide you through Cook County recording fees and title requirements.
What Does a Mortgage Refinance Company in Des Plaines Cost?
Typical costs for a mortgage refinance in Illinois include an origination fee of 0.5% to 1% of the loan amount plus appraisal fees around 400 to 700 dollars and title insurance which can cost 500 to 1500 dollars. Cook County recording fees add about 100 to 300 dollars. These costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Des Plaines?
You typically need recent pay stubs tax returns bank statements and a valid ID. Illinois lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.