Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 mortgage refinance companies in Cicero, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Federal Savings & Loan Association
5953 Cermak Rd, Cicero, IL 60804
7086565000
Direct Mortgage Investors, Inc.
5203 W 25th St, Cicero, IL 60804
7738828591
Wintrust Mortgage Cicero
Cicero, IL 60804
7086374077
PNC Mortgage
4830 W Cermak Rd, Cicero, IL 60804
7086561770
What Does a Mortgage Refinance Company in Cicero Cost?
Typical costs for a mortgage refinance in Cicero Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These figures vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a home in Cicero Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders also require a property appraisal. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Illinois law does not set a specific time limit, but lenders must provide disclosures within three business days. Delays can occur if the appraisal or title search takes longer.
Are there Illinois specific rules for refinancing a mortgage?
Yes. Illinois requires lenders to be licensed under the Residential Mortgage License Act. Borrowers also have a three day right of rescission after signing for most refinances. This gives you time to cancel the loan without penalty.