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Looking for a mortgage refinance company in Cary? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Cary, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 mortgage refinance companies in Cary, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Peace Mortgage Inc: Don Elbert, Mortgage Broker NMLS#285795
875 Feinberg Ct Ste 103, Cary, IL 60013
8476822011
FirstHomeBuyers
421 Wentworth Cir, Cary, IL 60013
8477214865
Avery Funding
967 Mayfield St, Cary, IL 60013
8476481201
Chase Home Lending
300 Northwest Hwy, Cary, IL 60013
9092342079
Wintrust Mortgage
60 E Main St, Cary, IL 60013
8474628881
BMO Harris Bank Mortgage
122 W Main St, Cary, IL 60013
8476395000
Mortgage refinance companies in Cary, Illinois help homeowners lower their interest rates, reduce monthly payments, or switch loan types. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local Cary lenders understand the specific property value trends in McHenry County.
What Does a Mortgage Refinance Company in Cary Cost?
Typical costs for a mortgage refinance in Cary, Illinois include an appraisal fee of 400 to 600 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Cary Illinois?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Illinois lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Illinois?
A standard refinance in Illinois usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Illinois specific laws for mortgage refinancing?
Yes, Illinois has a three day right of rescission for most refinances, allowing you to cancel the loan after signing. Illinois also requires lenders to disclose all fees clearly in the Loan Estimate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.