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Showing 2 mortgage refinance companies in St Marys, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariem Bennett, Mortgage Lender NMLS #176626
1191 Charlie Smith Sr Hwy Suite A, St Marys, GA 31558
9122272447
Coastal Mortgage Company
24 Andrews Way, St Marys, GA 31558
9127295626
What Does a Mortgage Refinance Company in St Marys Cost?
Typical costs for a mortgage refinance in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in St Marys usually range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in St Marys Georgia?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Georgia lenders also require a property appraisal to confirm the home value. Having these ready can speed up the process.
How long does a mortgage refinance take in Georgia?
A typical refinance in Georgia takes 30 to 45 days from application to closing. Georgia law does not set a specific time limit, but delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline estimate.
Can I refinance a rental property in St Marys Georgia?
Yes, you can refinance a rental property in Georgia. Lenders often require a higher credit score and a lower loan-to-value ratio for investment properties. Interest rates may also be slightly higher than for a primary residence.