Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 4 mortgage refinance companies in Jonesboro, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homeownership Is Popping Mtg CO, LLC
2759 Mt Zion Pkwy Suite 200A, Jonesboro, GA 30236
6785452565
Sunset Finance
253 N Main St Suite E, Jonesboro, GA 30236
6786109174
OneMain Financial
10215 Tara Blvd, Jonesboro, GA 30236
7704788912
PNC Mortgage
7906 Tara Blvd, Jonesboro, GA 30236
7704733040
What Does a Mortgage Refinance Company in Jonesboro Cost?
Typical costs for a mortgage refinance in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Georgia also imposes a state intangible tax of 0.10 percent on the new loan amount. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Jonesboro Georgia?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Georgia lenders also require a property appraisal and proof of homeowners insurance. Each lender may ask for additional documents based on your loan type.
How long does a mortgage refinance take in Georgia?
A typical refinance in Georgia takes 30 to 45 days from application to closing. Georgia law does not set a specific timeline, but lenders must provide a Loan Estimate within three business days. Delays can happen if the appraisal or title work takes longer.
Are there Georgia specific fees for refinancing a mortgage?
Yes, Georgia charges a mortgage recording tax and a state intangible tax on the new loan. Recording fees in Clayton County are usually around 50 to 100 dollars. You may also pay title search fees and lender origination costs.