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Compare Mortgage Refinance Companies in Dacula, GA
Looking for a mortgage refinance company in Dacula? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Dacula, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 4 mortgage refinance companies in Dacula, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coastal Mortgage Services, Inc.
2651 Spring St, Dacula, GA 30019
7706769887
Chase Home Lending
535 Dacula Rd, Dacula, GA 30019
6783605988
Will Joseph Messer | Fairway Independent Mortgage Corporation Loan Officer
Dacula, GA 30019
7707141075
Your Best Interest
381 Harbins Rd, Dacula, GA 30019
7703103386
A mortgage refinance company in Dacula Georgia can help you lower your interest rate or change your loan term. Georgia law requires all mortgage lenders to be licensed with the state Department of Banking and Finance. Local companies understand the Gwinnett County property market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Dacula Cost?
Typical costs for a mortgage refinance in Georgia include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs in Dacula often range from 2,000 to 5,000 dollars depending on the loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Dacula Georgia?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Georgia lenders also require proof of homeowners insurance and a property appraisal. Your lender will provide a full list based on your loan type.
How long does a mortgage refinance take in Georgia?
A typical refinance in Georgia takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Your lender must give you a Loan Estimate within three business days of applying.
Are there Georgia specific rules for refinancing a home?
Yes. Georgia has a law that limits prepayment penalties on certain loans. Also, if you refinance a Georgia homestead property, you must sign a new security deed. Always review the terms with your lender before closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.