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Find Mortgage Refinance Companies Near You in Winter Springs, FL
Directory of mortgage refinance companies in Winter Springs, Florida. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Winter Springs, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage refinance companies in Winter Springs, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
That Mortgage Guy Don @ HAPPY HOME MORTGAGE LLC
1401 Town Plaza Ct #2030a, Winter Springs, FL 32708
9412206741
Jon Smith at Guaranteed Rate Affinity (NMLS #196479)
5965 Red Bug Lake Rd Unit 101, Winter Springs, FL 32708
4072047722
Mortgage refinance companies in Winter Springs Florida help homeowners adjust their loan terms or lower their interest rates. Florida law requires lenders to provide a Loan Estimate within three business days of your application. Local companies understand Seminole County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Winter Springs Cost?
Typical costs for mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Winter Springs?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Florida lenders also require proof of homeowners insurance. The exact list depends on your loan type and the company you choose.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if documents are incomplete. Your lender will give you a timeline estimate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.