ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Winter Park, FL
Directory of mortgage refinance companies in Winter Park, Florida. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Winter Park, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 18 mortgage refinance companies in Winter Park, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Waterstone Mortgage - Winter Park, FL
2699 Lee Rd, Winter Park, FL 32789
4076440870
American Pacific Mortgage (NMLS #2587123)
480 N Orlando Ave Suite 236, Office 242, Winter Park, FL 32789
9162230547
Fusion Home Loans, LLC
1071 W Morse Blvd, Winter Park, FL 32789
8663838447
EVOLUTION MORTGAGE LOANS LLC
157 E New England Ave SUITE 400, Winter Park, FL 32789
4075190079
Mortgage Money Lending, Inc.
941 W Morse Blvd suite 100, Winter Park, FL 32789
4078832778
Clifton Mortgage Solutions
1177 Louisiana Ave #213, Winter Park, FL 32789
8886810777
The Woodburn Team at CrossCountry Mortgage
2729 W Fairbanks Ave, Winter Park, FL 32789
4078698830
Eric Putt
2699 Lee Rd, Winter Park, FL 32789
4074491827
Weekend Mortgage
480 N Orlando Ave APT 236, Winter Park, FL 32789
4072049600
Juan Escobar at Fusion Home Loans (NMLS #1996448)
1071 W Morse Blvd, Winter Park, FL 32789
4072674028
Michael Dean
1844 W Fairbanks Ave, Winter Park, FL 32789
4075741531
Barry Botwin at CrossCountry Mortgage
147 E Lyman Ave Suite D & C-1, Winter Park, FL 32789
4077683242
First Florida Lending
228 N Park Ave suite j, Winter Park, FL 32789
4076475323
Tammy Powers at Waterstone Mortgage NMLS #904471
2699 Lee Rd, Winter Park, FL 32789
4072566203
Equal Mortgage
941 W Morse Blvd #100, Winter Park, FL 32789
4078336886
Infinity Mortgage Group, Inc
6832 Aloma Ave, Winter Park, FL 32792
3217572200
Winter Park Mortgage Company
3001 Aloma Ave Suite 207 & 208, Winter Park, FL 32792
8137665473
Ameriuno - Winter Park
1270 N Orange Ave # B, Winter Park, FL 32789
8662637411
Mortgage refinance companies in Winter Park Florida help homeowners lower their rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Orange County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Winter Park Cost?
Typical costs for a mortgage refinance in Florida include lender origination fees of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Florida documentary stamp tax and intangible tax also apply. Total closing costs often range from 2,000 to 5,000 dollars but can be higher for larger loans. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing in Winter Park Florida?
The refinance process in Florida usually takes 30 to 45 days from application to closing. Florida law requires a three-day right of rescission after signing for most refinances. Delays can happen if the appraisal or title work takes longer.
Do I need a home appraisal to refinance in Winter Park?
Most Florida lenders require a home appraisal to confirm the property value. Some streamline programs may waive the appraisal if you have enough equity. The appraisal cost in Winter Park typically ranges from 400 to 700 dollars.
Are there Florida specific fees for mortgage refinancing?
Yes Florida charges documentary stamp tax on the new loan amount at a rate of 35 cents per 100 dollars. There is also an intangible tax of 2 mills on the loan principal. These taxes are usually paid at closing and can add hundreds of dollars to your costs.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Winter Park who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.