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Browse mortgage refinance companies serving Sanford, Florida. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Sanford, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage refinance companies in Sanford, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Simplified Mortgage
106 Hadley Dr, Sanford, FL 32771
3213992449
RMC Home Mortgage, LLC
3999 W 1st St Suite A, Sanford, FL 32771
8774787369
Fidelity Funding LLC
4220 Church St STE 1064, Sanford, FL 32771
4075058100
Mortgage refinance companies in Sanford Florida help homeowners lower their interest rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local Sanford lenders understand Seminole County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Sanford Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Sanford Florida?
You will need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Florida lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Florida specific laws for refinancing?
Florida has a three day right of rescission for most refinances, meaning you can cancel within three business days after signing. Also, Florida does not have a state income tax, which can affect your overall savings calculation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.