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Mortgage Refinance Companies in Port Charlotte, FL
Browse mortgage refinance companies serving Port Charlotte, Florida. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Port Charlotte, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 10 mortgage refinance companies in Port Charlotte, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Morningstar Mortgage
474 S Tamiami Trl #3, Port Charlotte, FL 33953
8135451213
Crews Bank & Trust
1100 S Tamiami Trl, Port Charlotte, FL 33953
9416245400
Advanced Mortgage
1777 S Tamiami Trl Office 5 Suite 304, Port Charlotte, FL 33948
2027024861
Becky Sikorski Mortgage Loan Officer
1777 S Tamiami Trl Suite 304-5, Port Charlotte, FL 33948
9416282320
Custom Mortgage
20020 Veterans Blvd UNIT 14, Port Charlotte, FL 33954
9412553342
loanDepot
18501 Murdock Cir # 503, Port Charlotte, FL 33948
9418837150
Home For Life Reverse Mortgage, Inc NMLS#2257258
23072 Nugent Ave, Port Charlotte, FL 33954
9416282849
Adam Beaudette, American Pacific Mortgage
1808 S Tamiami Trl Unit D4, Suite A, Port Charlotte, FL 33948
9417692105
Chase Mortgage
24143 Peachland Blvd, Port Charlotte, FL 33954
9416270552
Guild Mortgage Company
1166 March Dr, Port Charlotte, FL 33953
9413690515
A mortgage refinance company in Port Charlotte Florida helps homeowners lower their interest rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Port Charlotte housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Port Charlotte Cost?
Typical costs for a mortgage refinance in Florida include an appraisal fee of 400 to 700 dollars, lender origination fees of 0.5 to 1 percent of the loan amount, and title insurance which can cost 500 to 1,000 dollars. Florida documentary stamp tax adds about 35 cents per 100 dollars borrowed. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Port Charlotte Florida?
Most lenders require recent pay stubs, tax returns, bank statements, and a photo ID. Florida law does not add extra document requirements beyond federal standards. Your refinance company will provide a specific list based on your loan type.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Florida does not have a statutory time limit for refinances, but lenders must follow federal disclosure rules. Delays can occur if an appraisal or title work takes extra time.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.