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Compare Mortgage Refinance Companies in Ponte Vedra Beach, FL
Browse mortgage refinance companies serving Ponte Vedra Beach, Florida. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Ponte Vedra Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage refinance companies in Ponte Vedra Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Down Mortgage
820 A1A N suite w-4, Ponte Vedra Beach, FL 32082
9043330390
Dolphin Home Mortgage, Inc.
2308 Sawgrass Village Dr, Ponte Vedra Beach, FL 32082
9042809600
The Mortgage Lady Team-Fairway Independent Mortgage Corporation
111 Solana Rd STE B, Ponte Vedra Beach, FL 32082
9042854610
A mortgage refinance company in Ponte Vedra Beach can help you lower your rate or change your loan term. Florida law requires lenders to provide a Loan Estimate within three business days of your application. Local companies understand the Ponte Vedra Beach housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Ponte Vedra Beach Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs in Ponte Vedra Beach often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Ponte Vedra Beach?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Florida lenders also require proof of homeowners insurance. Your refinance company will give you a complete list.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if there are title issues. Your lender must provide a closing disclosure at least three business days before closing.
Are there Florida-specific rules for refinancing a homestead property?
Yes. Florida law protects homestead properties from most creditors. When refinancing a homestead, the lender must ensure the loan is secured properly. You may also need to sign a homestead waiver if you are removing equity.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.