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Find Mortgage Refinance Companies Near You in Pinecrest, FL
Directory of mortgage refinance companies in Pinecrest, Florida. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Pinecrest, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage refinance companies in Pinecrest, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NXT LVL Lending
9771 S Dixie Hwy, Pinecrest, FL 33156
3058037695
Michael Jiunta at Prosperity Home Mortgage - Pinecrest
12751 S Dixie Hwy, Pinecrest, FL 33156
8593127550
Chase Home Lending
12795 S Dixie Hwy, Pinecrest, FL 33156
3052837828
A mortgage refinance company in Pinecrest Florida helps homeowners adjust their loan terms to lower rates or change payment schedules. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Miami-Dade County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Pinecrest Cost?
Typical costs for a mortgage refinance in Florida include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance costs of 800 to 1500 dollars. Closing costs in Pinecrest often range from 3000 to 7000 dollars depending on the loan size and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Pinecrest Florida?
You typically need pay stubs tax returns bank statements and a recent home appraisal. Florida law does not require a specific document list but lenders follow federal Truth in Lending Act rules. Your refinance company will provide a full checklist.
How long does a mortgage refinance take in Pinecrest Florida?
A standard refinance in Florida takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Florida has a three day rescission period after signing for most refinances.
Are there Florida specific rules for refinancing a homestead property?
Yes Florida protects homestead properties from forced sale but refinancing does not change that protection. You must still meet lender requirements. The Florida homestead exemption applies to property taxes not to loan terms.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.