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Mortgage Refinance Companies in Palm Coast, FL

Compare mortgage refinance companies in Palm Coast. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
Palm Coast, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 11 mortgage refinance companies in Palm Coast, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corp. - The Loan Pro Team
18 Market Ave Suite 125, Palm Coast, FL 32164
3869310980
Approved Mortgage Source LLC
50 Leanni Way UNIT B6, Palm Coast, FL 32137
3866688000
Steve Verrier / The Florida Mortgage Center.com - ANE Lending LLC
61 Cimmaron Dr, Palm Coast, FL 32137
9045148884
Pillar Mortgage
25 Old Kings Rd N, Palm Coast, FL 32137
3862463720
Biznal Mortgage LLC
33 Boulder Rock Dr, Palm Coast, FL 32137
4077574123
Motto Mortgage Selections
460 Palm Coast Pkwy SW Suite 1, Palm Coast, FL 32137
3862461656
Marta Mortgage Lender
25 Pine Cone Dr #3d, Palm Coast, FL 32164
3863872172
Saltwater Funding, Inc.
4871 Palm Coast Pkwy NW Suite 5, Palm Coast, FL 32137
3862466322
United Community Mortgage LLC
50 Leanni Way E2, Palm Coast, FL 32137
3864535105
Palm Coast Reverse Mortgages
800 Belle Terre Pkwy suite 200-117, Palm Coast, FL 32164
8133949042
Capstone Mortgage
18 Market Ave Suite 120, Palm Coast, FL 32164
3862024498

Mortgage refinance companies in Palm Coast Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local Palm Coast lenders understand Flagler County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Palm Coast Cost?

Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance from 500 to 1,500 dollars. Florida documentary stamp taxes are 35 cents per 100 dollars of the loan amount. Costs vary by situation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Palm Coast Florida?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida law also requires a property appraisal to confirm the home value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Florida specific fees for refinancing a mortgage?
Yes Florida charges documentary stamp taxes on the new loan amount. There may also be recording fees and title insurance costs. These fees vary by county and loan size.