Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 12 mortgage refinance companies in Ormond Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CMG Home Loans - Ormond Beach
900 W Granada Blvd Suite 4, Ormond Beach, FL 32174
3212140591
Ormond Mortgage Group, Inc
Holland Financial Building, 700 W Granada Blvd #100, Ormond Beach, FL 32174
3862678446
Guild Mortgage - Kristin Deaton
700 W Granada Blvd STE 104, Ormond Beach, FL 32174
3868825230
Mutual of Omaha Mortgage
1452 US-1 Suite 110, Ormond Beach, FL 32174
6305236011
Chris Wolf
900 W Granada Blvd, Ormond Beach, FL 32174
3212140591
Rachael Gilbert- Ameris Bank Mortgage
1259 W Granada Blvd, Ormond Beach, FL 32174
3865478401
Calculator Mortgage LLC
345 Putnam Ave, Ormond Beach, FL 32174
8502275318
Guild Mortgage - Paul Weidner
700 W Granada Blvd STE 104, Ormond Beach, FL 32174
3862997515
Ron Zeigler, Mortgage Broker NMLS 599635
20 Old Port Cir, Ormond Beach, FL 32174
4077215677
Innovative Home Loans
1452 US-1 Suite 113, Ormond Beach, FL 32174
5037203730
Tina Grubbs: The Mortgage Expert
6 Sequoyah Ct, Ormond Beach, FL 32174
7705006321
Guild Mortgage Company
700 W Granada Blvd STE 104, Ormond Beach, FL 32174
3866102718
What Does a Mortgage Refinance Company in Ormond Beach Cost?
Typical costs for a mortgage refinance in Florida include lender origination fees of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1 500 dollars. Florida documentary stamp tax adds about 3.50 dollars per 1 000 dollars of the new loan. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Ormond Beach?
You typically need pay stubs tax returns bank statements and a photo ID. Florida law does not require additional state specific documents beyond federal mortgage requirements. Your lender will provide a full list based on your loan type.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur due to appraisal scheduling or title work. Florida does not impose a state mandated timeline but lenders must follow federal disclosure rules.
Are there Florida specific fees for refinancing a mortgage?
Florida charges a documentary stamp tax on the new mortgage note which is typically 0.35 percent of the loan amount. There is also a recording fee for the new deed and mortgage. These fees are in addition to lender origination and appraisal costs.