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Find Mortgage Refinance Companies in Orange Park, FL
Looking for a mortgage refinance company in Orange Park? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Orange Park, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 11 mortgage refinance companies in Orange Park, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dave Davis | Fairway Independent Mortgage Corporation Area Manager
462 Kingsley Ave Suite 102, Orange Park, FL 32073
9045098762
Savannah Shirley - First Florida Mortgage
Park Ave, Orange Park, FL 32073
9045742026
First Florida Mortgage
534-4 Park Ave Suite 4, Orange Park, FL 32073
9044226466
Fairway Independent Mortgage
462 Kingsley Ave Suite 102, Orange Park, FL 32073
7274200048
A mortgage refinance company in Orange Park Florida can help you lower your rate or change your loan term. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local Orange Park homeowners often refinance to take advantage of changing interest rates or to switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Orange Park Cost?
Typical costs for a mortgage refinance in Orange Park Florida include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,200 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Florida documentary stamp taxes add about 35 cents per 100 dollars borrowed. Total closing costs often range from 2,000 to 5,000 dollars but vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Orange Park Florida?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Florida lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there Florida specific fees for refinancing a mortgage?
Yes, Florida charges documentary stamp taxes on the new loan amount. These taxes are typically 35 cents per 100 dollars of the loan. Some counties also have a surtax. Your lender will include these in your closing costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.