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Compare mortgage refinance companies in Ocala. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Ocala, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 19 mortgage refinance companies in Ocala, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Ocala Florida help homeowners lower their interest rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local Ocala lenders often understand the Marion County property market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Ocala Cost?
Typical costs for a mortgage refinance in Florida include an appraisal fee of 400 to 700 dollars and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs in Ocala often range from 2000 to 5000 dollars depending on loan size and lender. Florida documentary stamp taxes add about 3.50 per 1000 dollars borrowed. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Ocala Florida?
You typically need recent pay stubs tax returns bank statements and a photo ID. Florida law does not require specific documents but most lenders ask for proof of income and assets. Your refinance company will provide a full list based on your loan type.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. The timeline can vary based on appraisal scheduling and under review of your documents. Florida law does not set a maximum time limit for refinancing.
Are there Florida specific fees for refinancing?
Florida charges documentary stamp taxes on the new loan amount at closing. These taxes are typically 0.35 per 100 dollars of the loan. You may also pay recording fees and title insurance costs which are standard in Florida.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.