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Mortgage Refinance Companies in Oakland Park, FL

Directory of mortgage refinance companies in Oakland Park, Florida. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Oakland Park, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage refinance companies in Oakland Park, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Financial Group LLC - NMLS 305389
4303 NE 1st Terrace STE 1, Oakland Park, FL 33334
9543704849
AR1 Mortgages, Inc
301 E Commercial Blvd, Oakland Park, FL 33334
9549083380
Kimber White, Mortgage Broker
1620 W Oakland Park Blvd STE 201, Oakland Park, FL 33311
9546961435

A mortgage refinance company in Oakland Park Florida can help you lower your rate or change your loan term. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Broward County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Oakland Park Cost?

Typical costs for a mortgage refinance in Florida include an application fee (often $300 to $500), an appraisal fee ($400 to $700), title search and insurance ($500 to $1,000), and recording fees (around $30 to $100). Closing costs generally total 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Oakland Park?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Florida lenders may also ask for proof of homeowners insurance and a property appraisal. Requirements vary by lender and loan type.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your lender must provide a Closing Disclosure at least three business days before closing.
Are there Florida specific rules for refinancing a homestead property?
Yes, Florida homestead properties have special protections under Article X of the state constitution. Refinancing does not affect your homestead tax exemption. However, you must sign a new mortgage and note, which are recorded in the public records.