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Find Mortgage Refinance Companies in North Miami, FL
Browse mortgage refinance companies serving North Miami, Florida. Contact information and addresses listed below.
2 agents listed
Updated May 2026
North Miami, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage refinance companies in North Miami, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Approved Mortgage Corporation
1801 NE 123rd St, North Miami, FL 33181
3178822255
LC Lending
1680 NE 125th St, North Miami, FL 33181
7863912682
A mortgage refinance company in North Miami Florida helps homeowners adjust their home loan terms. Florida law requires full disclosure of loan costs under the Truth in Lending Act. Local companies understand the Miami real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in North Miami Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of about 500 to 1000 dollars. Florida documentary stamp tax adds roughly 3.50 dollars per 1000 dollars of the new loan. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in North Miami?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. Florida law does not require extra documents beyond standard federal guidelines. Your lender will provide a full list based on your loan type.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal is slow or if additional documents are needed. Your company will give you a timeline estimate upfront.
Are there Florida specific fees for refinancing a mortgage?
Florida charges a documentary stamp tax on the new loan amount, which is typically 0.35 percent of the loan principal. There are also recording fees and title insurance costs. These fees vary by county and loan size.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.