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Compare Mortgage Refinance Companies in North Bay Village, FL

Browse mortgage refinance companies serving North Bay Village, Florida. Contact information and addresses listed below.

4 agents listed
Updated May 2026
North Bay Village, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 mortgage refinance companies in North Bay Village, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
True Blue Lending
1700 79th Street Causeway STE 160, North Bay Village, FL 33141
3057039001
JD Loans
7934 West Dr APT 905, North Bay Village, FL 33141
3053368826
Southeast Bankers Mortgage Corp
1666 79th Street Causeway # 505, North Bay Village, FL 33141
3056721123
Marlen Elias
7500 E Treasure Dr, North Bay Village, FL 33141
7863063824

Mortgage refinance companies in North Bay Village Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. This local service area includes waterfront properties and condos common in North Bay Village.

What Does a Mortgage Refinance Company in North Bay Village Cost?

Typical costs for a mortgage refinance in Florida range from 2 percent to 5 percent of the loan amount. For a 300,000 dollar loan this means 6,000 to 15,000 dollars in fees. Costs include appraisal fees 400 to 700 dollars, title insurance 1,000 to 2,000 dollars, and Florida documentary stamp tax. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in North Bay Village Florida?
You need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida also requires a property survey if your home is near a waterway. Lenders may ask for flood insurance due to local flood zone risks.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Florida law allows a three day rescission period after signing. Delays can occur if the property needs a new appraisal or flood certification.
Are there Florida specific fees for refinancing a mortgage?
Yes Florida charges a documentary stamp tax on the new loan amount. This tax is 35 cents per 100 dollars of the loan. There is also a recording fee for the new mortgage deed which varies by county.