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Compare Mortgage Refinance Companies in Navarre, FL

Directory of mortgage refinance companies in Navarre, Florida. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Navarre, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage refinance companies in Navarre, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Abaca Mortgage, Inc.
8402 Little John Jct, Navarre, FL 32566
8509394050
Coastal American Funding
8143 Navarre Pkwy, Navarre, FL 32566
8509360422

A mortgage refinance company in Navarre Florida helps homeowners lower their interest rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local Navarre lenders understand the Panhandle real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Navarre Cost?

Typical costs for a mortgage refinance in Florida include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Florida documentary stamp tax adds about 0.35 percent of the loan amount. Total closing costs often range from 2,000 to 5,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Navarre Florida?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida law does not require a specific document set, but most lenders ask for these items to verify income and assets.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. This timeline can vary based on the lender workload and property appraisal availability in the Navarre area.
Are there Florida specific fees for refinancing a mortgage?
Florida charges documentary stamp tax on the new loan amount at a rate of 35 cents per 100 dollars. There is also a recording fee for the new mortgage. These costs are in addition to lender fees and title insurance.