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Mortgage Refinance Companies in Miami Springs, FL

Browse mortgage refinance companies serving Miami Springs, Florida. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Miami Springs, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 mortgage refinance companies in Miami Springs, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alex Pinacho - Branch Manager & Loan Officer at Cornerstone First Mortgage NMLS 647054 / Company NMLS 173855
700 S Royal Poinciana Blvd Ste 305, Miami Springs, FL 33166
7862517525
Juan Babani; Babani Lending; Mortgage Lender; Cornerstone First Mortgage
700 S Royal Poinciana Blvd Ste 305, Miami Springs, FL 33166
3059156625
Your Florida Mortgage Lady
299 Park St, Miami Springs, FL 33166
3059012088
Chase Home Lending
4451 NW 36th St, Miami Springs, FL 33166
5165510277
Firenze Group Mortgage
299 Park St, Miami Springs, FL 33166
3058820933
Firenze Trust Mortgage
299 Park St, Miami Springs, FL 33166
3054981468

A mortgage refinance company in Miami Springs Florida helps homeowners lower their rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Miami-Dade County property values and flood insurance requirements.

What Does a Mortgage Refinance Company in Miami Springs Cost?

Typical costs for a mortgage refinance in Florida range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (usually $400 to $600), title insurance, and recording fees. Documentary stamp tax in Florida is 35 cents per $100 of the loan. Costs vary by situation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Miami Springs?
You need recent pay stubs, tax returns, bank statements, and a property appraisal. Florida lenders also require proof of homeowners insurance and flood insurance if your home is in a flood zone.
How long does a refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Florida law allows a three-day rescission period after signing, giving you time to cancel for any reason.
Are there Florida specific fees for refinancing?
Yes, Florida charges documentary stamp taxes on the new loan amount. You may also pay recording fees and intangible tax. These costs vary by county and loan size.