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Compare Mortgage Refinance Companies in Lithia, FL
Browse mortgage refinance companies serving Lithia, Florida. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Lithia, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 mortgage refinance companies in Lithia, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Next Level Lending - NMLS 2648785
16223 Bridgecrossing Dr, Lithia, FL 33547
8135099222
Moonstone Mortgage, LLC.
6311 Wild Orchid Dr, Lithia, FL 33547
8133608560
A mortgage refinance company in Lithia Florida helps homeowners adjust their loan terms or lower their interest rate. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can guide you through Florida specific rules like homestead exemption impacts and recording fees.
What Does a Mortgage Refinance Company in Lithia Cost?
Typical costs for a mortgage refinance in Florida range from 2 percent to 5 percent of the loan amount. This includes lender fees, appraisal fees, title insurance, and recording costs. Florida documentary stamp tax is 35 cents per 100 dollars of the new loan amount. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Lithia Florida?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Florida lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Florida specific fees for refinancing a mortgage?
Yes Florida charges documentary stamp taxes on the new loan amount. You may also pay recording fees and intangible tax. These costs vary by county and loan size.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.