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Mortgage Refinance Companies in Lakeland, FL

Browse mortgage refinance companies serving Lakeland, Florida. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Lakeland, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 mortgage refinance companies in Lakeland, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Compass Mortgage LLC
705 E Orange St, Lakeland, FL 33801
8638021242
Neighborhood Loans – Lakeland
2020 Edgewood Dr S, Lakeland, FL 33803
8639378024
The Candice Clark Team at Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
8635123999
Central Lending
401 Florida Ave S, Lakeland, FL 33801
8632761220
The Charles Garneau Team - Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
8639378024
Guild Mortgage - Dawn R Broccard
6700 Florida Ave S STE 25, Lakeland, FL 33813
8636407676
American Liberty Mortgage - Lakeland, Florida
402 S Kentucky Ave #310, Lakeland, FL 33801
8639403488
Loantrust Mortgage Inc
1258 Scottsland Dr, Lakeland, FL 33813
8634094560
Amerant Mortgage
226 N Kentucky Ave, Lakeland, FL 33801
8442008638
Brad Edmondson at CrossCountry Mortgage
1031 E County Rd 540A, Lakeland, FL 33813
8638773341
Roshel Corcoran Mortgage Team - Stockton Mortgage Company
5137 S Lakeland Dr #2, Lakeland, FL 33813
8632130168
The Kevin Dame Team at Legacy Mutual Mortgage
2020 Edgewood Dr S, Lakeland, FL 33803
8639403491
Guild Mortgage Company
6700 Florida Ave S STE 25, Lakeland, FL 33813
8632258240
Tim Hutchins at Legacy Mutual Mortgage NMLS #1531928
2020 Edgewood Dr S, Lakeland, FL 33803
8632059626
Simple Lending Mortgage LLC
211 E Main St #438, Lakeland, FL 33801
8004849355
Florida Mortgage Pros LLC
2031 E Edgewood Dr #3, Lakeland, FL 33803
8633532712
Legacy Mutual Mortgage - Amber Rodriguez
2020 Edgewood Dr S, Lakeland, FL 33803
8632428771
Collin Parody, Movement Mortgage
1102 Florida Ave S ste 106, Lakeland, FL 33803
3157783737
LANDMARK MORTGAGE AND ASSOCIATES, INC.
110 E Pine St, Lakeland, FL 33801
8636030999
Monica Young: Neighborhood Loans
2020 Edgewood Dr S, Lakeland, FL 33803
8637016759

Mortgage refinance companies in Lakeland Florida help homeowners lower their interest rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Lakeland residents often refinance to access equity or switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Lakeland Cost?

Typical costs for a mortgage refinance in Florida range from 2,000 to 5,000 dollars. This includes lender origination fees, appraisal fees (400 to 700 dollars), title insurance, and recording fees. Florida documentary stamp tax adds about 0.35 per 100 dollars of the new loan amount. Costs vary by loan size and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Lakeland Florida?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Florida specific fees for refinancing a mortgage?
Yes. Florida charges documentary stamp taxes on the new loan amount at 0.35 per 100 dollars. You may also pay recording fees and intangible tax depending on the county.