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Find Mortgage Refinance Companies Near You in Lake Worth Beach, FL

Directory of mortgage refinance companies in Lake Worth Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Lake Worth Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 mortgage refinance companies in Lake Worth Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Avenue Mortgage
8 S J St, Lake Worth Beach, FL 33460
8778064028
Ulysse Mortgage
723 S Federal Hwy, Lake Worth Beach, FL 33460
5612288333
Lake Worth Beach Mortgage - Preston Ware
218 S M St #2, Lake Worth Beach, FL 33460
5613290075
American Home Finance Group, Inc.
1315 N Dixie Hwy, Lake Worth Beach, FL 33460
5613764583
Sunbridge Mortgage
1012 S Dixie Hwy, Lake Worth Beach, FL 33460
5617699407
STANDARD MORTGAGE CO.
1005 Lake Ave, Lake Worth Beach, FL 33460
5612890125
Lake Worth Beach Mortgage /Mortgage Brokers
218 S M St #2, Lake Worth Beach, FL 33460
5613290075
Standard Mortgage - Lake Worth
6295 Lake Worth Rd #21, Lake Worth Beach, FL 33463
8775150889
PNC Mortgage
412 Lucerne Ave, Lake Worth Beach, FL 33460
5615855181

A mortgage refinance company in Lake Worth Beach Florida helps homeowners replace their existing home loan with a new one. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Palm Beach County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Lake Worth Beach Cost?

Typical costs for a mortgage refinance in Florida include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs around $500 to $1,000. Closing costs in Florida often total 2% to 5% of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Lake Worth Beach Florida?
A standard refinance in Florida takes 30 to 45 days from application to closing. This timeline can vary based on the lender workload and your property appraisal. Florida law does not set a specific maximum time limit for the refinance process.
Are there Florida-specific rules for mortgage refinancing that I should know?
Yes Florida requires lenders to follow the Truth in Lending Act and the Real Estate Settlement Procedures Act. Florida also has a homestead exemption that may affect your property tax after refinancing. You should ask your lender about any prepayment penalties on your current loan.
What documents do I need to refinance my home in Lake Worth Beach Florida?
You will need recent pay stubs, tax returns, bank statements, and a valid photo ID. Florida lenders also require a property appraisal to confirm the home value. Additional documents may be needed if you are self-employed or have other income sources.