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Find Mortgage Refinance Companies Near You in Lake Mary, FL
Directory of mortgage refinance companies in Lake Mary, Florida. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Lake Mary, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 19 mortgage refinance companies in Lake Mary, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RP Funding
1400 S International Pkwy #1000, Lake Mary, FL 32746
3213974420
Home1st Lending, LLC: Corporate Office
1130 Business Center Dr Ste 1000, Lake Mary, FL 32746
4073307566
Certified Mortgage Planners
615 Crescent Executive Ct #224, Lake Mary, FL 32746
4076222640
Chris Brown Team: Orlando Mortgage Pro nmls #303797
615 Crescent Executive Ct #224, Lake Mary, FL 32746
3216969696
Century Financial Group
110 Timberlachen Cir STE 1004, Lake Mary, FL 32746
4077293513
Streamline Mortgage Team at Certified Mortgage Planners
615 Crescent Executive Ct #224, Lake Mary, FL 32746
4073107804
SecurityNational Mortgage Company
250 International Pkwy #120, Lake Mary, FL 32746
4073028384
Key Star Mortgage Group, LLC
1540 International Pkwy STE 2000, Lake Mary, FL 32746
4072142165
Your Mortgage Specialist FL
615 Crescent Executive Ct, Lake Mary, FL 32746
3868046886
Matt Chase : Luminate Bank
255 Primera Blvd #160, Lake Mary, FL 32746
4073999966
Edge Home Loans
255 Primera Blvd #160, Lake Mary, FL 32746
4076046247
Richard Williams at CrossCountry Mortgage
600 Rinehart Rd #3050, Lake Mary, FL 32746
4073103609
Greg Matthews - Mortgage Broker
615 Crescent Executive Ct #224, Lake Mary, FL 32746
3098 W Lake Mary Blvd 2nd Floor, Lake Mary, FL 32746
4072179122
Trinity Mortgage Company
1150 Greenwood Blvd #1046, Lake Mary, FL 32746
4073770500
Mortgage refinance companies in Lake Mary Florida help homeowners adjust loan terms or lower interest rates. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Seminole County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Lake Mary Cost?
Typical costs for a mortgage refinance in Florida include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Florida documentary stamp tax adds about 3.50 dollars per 1,000 dollars borrowed. These costs vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Lake Mary Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work takes longer. Your lender will give you a timeline after reviewing your documents.
Do Florida refinance loans require a home appraisal?
Most refinance loans in Florida require a new appraisal to confirm the current market value. The appraisal cost is typically paid by the borrower. Some streamline programs may waive this requirement.
Are there Florida specific fees for refinancing a mortgage?
Florida charges documentary stamp taxes on the new loan amount at closing. This tax is usually 0.35 percent of the loan principal. There are also recording fees and title insurance costs that vary by county.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.