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Find Mortgage Refinance Companies Near You in Lady Lake, FL
Directory of mortgage refinance companies in Lady Lake, Florida. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Lady Lake, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 mortgage refinance companies in Lady Lake, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Firm - Team Setser
510 Co Rd 466 Suite 207-N, Lady Lake, FL 32159
3525613035
Citizens First Wholesale Mortgage Co.
1133 Main St, Lady Lake, FL 32159
8004771086
Reverse Mortgage Advisors, LLC nmls# 1299504
13940 US-441 Suite 903, Lady Lake, FL 32159
2392188537
Liberty Reverse Mortgage - The Villages
510 Co Rd 466 ste 207-s, Lady Lake, FL 32159
3522081146
Belleair Mortgage, LLC
1197 Fiesta Key Cir, Lady Lake, FL 32159
7272280460
A mortgage refinance company in Lady Lake, Florida helps homeowners lower their interest rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Lady Lake real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Lady Lake Cost?
Typical costs for a mortgage refinance in Florida range from 2% to 5% of the loan amount. For a $200,000 loan, this means $4,000 to $10,000 in fees. Costs include appraisal fees around $400 to $600, title insurance, and origination fees. Florida also charges documentary stamp taxes on the new loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Lady Lake?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Florida lenders also require proof of homeowners insurance. Gather these items before you apply to speed up the process.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if documents are incomplete. Your lender will provide a timeline estimate.
Are there Florida-specific rules for refinancing a homestead property?
Yes, Florida has homestead protections that may affect refinancing. If you have a homestead exemption, your lender may require additional documentation. Also, Florida law limits certain fees on refinances of homestead property.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.