ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Mortgage Refinance Companies in Jacksonville Beach, FL
Compare mortgage refinance companies in Jacksonville Beach. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Jacksonville Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 14 mortgage refinance companies in Jacksonville Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Future Home Loans
224 3rd St N, Jacksonville Beach, FL 32250
8442028124
Texana Bank Mortgage
1114 Beach Blvd, Jacksonville Beach, FL 32250
9049921000
Grid Mortgage
11 San Pablo Cir N, Jacksonville Beach, FL 32250
9042284917
Catherine Barker NMLS 2137779
1547 The Greens Way Ste 1, Jacksonville Beach, FL 32250
9048063677
Homebound Mortgage
2029 3rd St N, Jacksonville Beach, FL 32250
9042221397
Tyler Tatum - Movement Mortgage NMLS 791352
333 1st St N #310, Jacksonville Beach, FL 32250
4047518463
Promise Mortgage - Jonathan Torres
1522 Penman Rd, Jacksonville Beach, FL 32250
5183680090
Freeman Douglas Corporation
1548 The Greens Way #4, Jacksonville Beach, FL 32250
9045174049
Carlos Wilcox
102 6th Ave N Ste 8 & 9, Jacksonville Beach, FL 32250
9046600347
Michael Keller, Mortgage Broker NMLS 1825555 - "Mortgage Mike"
Mortgage Mike, 315 11th Ave N, Jacksonville Beach, FL 32250
8137274247
Luna Mortgage
415 3rd St S, Jacksonville Beach, FL 32250
9047588524
Stone Team Mortgages - Movement Mortgage
333 1st St N #310, Jacksonville Beach, FL 32250
8708303999
North Florida Mortgage Brokers
380 13th Ave N, Jacksonville Beach, FL 32250
9047550307
Blake Jones, Movement Mortgage
333 1st St N #310, Jacksonville Beach, FL 32250
3213685663
Mortgage refinance companies in Jacksonville Beach Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the unique property values and flood insurance needs of coastal Duval County.
What Does a Mortgage Refinance Company in Jacksonville Beach Cost?
Typical costs for a mortgage refinance in Florida range from 2 percent to 6 percent of the loan amount. This includes lender fees appraisal fees title insurance and Florida documentary stamp taxes. For a 300000 dollar loan closing costs often fall between 6000 and 18000 dollars. Your actual costs depend on your loan type credit score and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Jacksonville Beach?
You typically need pay stubs tax returns bank statements and a photo ID. Florida law does not require additional documentation beyond federal standards. Your lender will also need a property appraisal specific to the Jacksonville Beach area.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Florida statute 627.6785 requires lenders to provide a final closing disclosure at least three business days before closing. Delays can happen if the appraisal or title search takes longer.
Are there Florida specific costs for refinancing a home?
Yes Florida charges documentary stamp taxes on the new loan amount. These taxes are typically 0.35 percent of the loan principal. You may also pay recording fees and intangible tax which are set by Duval County.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Jacksonville Beach who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.