Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 mortgage refinance companies in Homosassa, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Magnolia Closing Co of Florida
8015 W Grover Cleveland Blvd, Homosassa, FL 34446
3523292270
Transparent Mortgage Lending, Inc.
29 Whitewood St, Homosassa, FL 34446
9546834467
Wuji Home Solutions | Mortgage & Real Estate
6760 W Sasser St, Homosassa, FL 34446
3526346108
Movement Mortgage
7773 S Suncoast Blvd, Homosassa, FL 34446
8773141499
What Does a Mortgage Refinance Company in Homosassa Cost?
Typical costs for a mortgage refinance in Homosassa Florida include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 600 dollars, and title insurance costs of 500 to 1,000 dollars. Florida documentary stamp taxes add about 0.35 percent of the loan amount. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Homosassa Florida?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Florida law also requires a homestead exemption affidavit if you are refinancing your primary residence in Homosassa.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Florida has a three day right of rescission period after signing the loan documents, which adds to the timeline.
Are there Florida specific fees for refinancing a mortgage?
Yes, Florida charges documentary stamp taxes on the new loan amount. For a refinance, the rate is 35 cents per 100 dollars of the loan. There may also be recording fees and intangible tax depending on your county.