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Compare Mortgage Refinance Companies in Hernando, FL
Looking for a mortgage refinance company in Hernando? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Hernando, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage refinance companies in Hernando, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nathan C Paff | Fairway Independent Mortgage Corporation Co-Branch Manager
1298 E Norvell Bryant Hwy A, Hernando, FL 34442
7403923000
Nathan Paff - Fairway Home Mortgage Corp
1298 E Norvell Bryant Hwy A, Hernando, FL 34442
3524055885
Citrus Lending
1160 N Hambletonian Dr, Hernando, FL 34442
3527464290
Mortgage refinance companies in Hernando Florida help homeowners lower their interest rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local Hernando residents often refinance to take advantage of Florida homestead exemption benefits.
What Does a Mortgage Refinance Company in Hernando Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Hernando Florida?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal and a copy of your current deed.
How long does a mortgage refinance take in Florida?
A standard refinance in Florida usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there Florida specific laws about refinancing a mortgage?
Yes. Florida law requires lenders to disclose all fees in the Loan Estimate and Closing Disclosure. Florida also has a 3 day right of rescission for most refinances, giving you time to cancel the loan after signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.