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Find Mortgage Refinance Companies in Fleming Island, FL
Looking for a mortgage refinance company in Fleming Island? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Fleming Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 mortgage refinance companies in Fleming Island, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Look Home Loans
4605 US-17 #2, Fleming Island, FL 32003
9048633977
Community First Credit Union
2004 E West Pkwy, Fleming Island, FL 32003
9043548537
Lisa Daniels Guild Mortgage
1824 Town Center Blvd Suite 103, Fleming Island, FL 32003
9042191417
Tu Mullins NMLS# 657663 - Residential Loan Officer
3521-B US-17, Fleming Island, FL 32003
9044018324
PNC Mortgage
1500 County Rd 220, Fleming Island, FL 32003
9045648100
Chase Home Lending
1516 County Rd 220, Fleming Island, FL 32003
7344562996
Guild Mortgage Company
1824 Town Center Blvd Suite 103, Fleming Island, FL 32003
9042191417
A mortgage refinance company in Fleming Island Florida helps homeowners lower their interest rate or change loan terms. Florida law requires a 7-day rescission period after closing for most refinances. Local lenders understand the Clay County property market and can guide you through the process.
What Does a Mortgage Refinance Company in Fleming Island Cost?
Typical costs for a mortgage refinance in Florida include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal and title fees. Total closing costs often range from 2,000 to 5,000 dollars for a standard refinance. Costs vary by loan size, lender, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Florida rescission period for refinancing?
Florida law gives you 7 days after closing to cancel a refinance loan. This right applies to most primary residence refinances. You must receive a notice of this right at closing.
Do I need a home appraisal to refinance in Fleming Island?
Most lenders require an appraisal to confirm your home value. Some streamline programs may waive this if you have a government-backed loan. Appraisal costs in Fleming Island typically range from 400 to 700 dollars.
What documents do I need for a Florida refinance application?
You will need recent pay stubs, tax returns, bank statements, and a photo ID. Florida lenders also check for property insurance and flood insurance if required. Gather these items before you apply to speed up the process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.