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Compare Mortgage Refinance Companies in Estero, FL
Browse mortgage refinance companies serving Estero, Florida. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Estero, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 mortgage refinance companies in Estero, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Viri Martinez
23150 Fashion Dr, Estero, FL 33928
2395375485
Joe DeMarco
23150 Fashion Dr Suite 237, Estero, FL 33928
8156695905
Giovanni Matita Be Your Gift Group Powered by New American Funding
23150 Fashion Dr Suite 237, Estero, FL 33928
2392535939
Moore Lending Team
23190 Fashion Dr P205, Estero, FL 33928
2398510320
Gator Mortgage Services
21500 Berwhich Run, Estero, FL 33928
8472787175
Armando Vega, Moore Lending Group
23190 Fashion Dr P#205, Estero, FL 33928
2396452350
New American Funding - Estero, FL
23150 Fashion Dr Unit T237 & T238, Estero, FL 33928
2393761825
Trace English-Mortgage Broker
9180 Estero Park Commons Blvd #9, Estero, FL 33928
2395609149
Gregory Hunt - Mortgage Loan Officer
8660 Corkscrew Rd, Estero, FL 33928
9083093189
Mortgage refinance companies in Estero Florida help homeowners lower their interest rate or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Estero residents often refinance to take advantage of the state's no income tax benefit.
What Does a Mortgage Refinance Company in Estero Cost?
Typical costs for a mortgage refinance in Florida include an appraisal fee of 400 to 700 dollars, lender origination fees of 0.5 to 1 percent of the loan amount, and title insurance of 500 to 1,000 dollars. Florida documentary stamp tax is 35 cents per 100 dollars of the loan amount. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Estero Florida?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Florida lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Florida?
Most refinances close in 30 to 45 days. Florida law gives you a three day right of rescission after signing, which adds three business days to the timeline.
Are there Florida specific fees for refinancing a mortgage?
Yes. Florida charges documentary stamp taxes on the new loan amount. For a 200,000 dollar loan the tax is about 700 dollars. You may also pay recording fees and title insurance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.